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But after that, the fee is either $5 or 5% of each advance (whichever is greater). That $0 introductory fee is nice if you need to take money out of an ATM in an emergency. The Indigo Platinum card is targeted towards people with sub prime credit and it’s issued by Celtic Bank (they also issue the Surge Card).I like to cover credit cards that target people with bad credit as they are often predatory and there are usually better options out there. However, it also offers the opportunity to receive credit line increases automatically. Credit lines start out at $300 to $750. The Surge Mastercard’s annual fees likely make the Indigo Platinum Card: Any Indigo Platinum Mastercard issued by us that you may use to obtain a Cash Advance, make Purchases, or lease goods or services on credit.

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As an added plus, your monthly Indigo card payments are reported to all three major credit bureaus, which can help build a positive payment history. Depending on your creditworthiness, you might not be charged an annual fee. But if you have poor credit, you will likely owe an ongoing annual fee of either $59 or $99. For new cardholders, the $99 While the Indigo card isn’t a secured credit card, it does have a credit limit of only $300. Be careful not to exceed that amount, because the card also has a $38 over-limit fee.

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We may at any time and without prior notice to you increase or decrease your Credit Limit, limit the Credit Limit for Cash Advances or take away your ability to obtain Cash Advances. MAKING PAYMENTS Monthly Statements The Indigo Mastercard ® offers those with less than perfect credit the chance to build a positive payment history, without the need for a security deposit. Unlike a debit card, the Indigo card reports to the three major credit bureaus, plus you get the added benefits of Mastercard fraud protection. 2020-05-11 · Use your Credit One Bank card regularly, since the issuer may be reluctant to increase the limit on a card you don’t use often.
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